Buying vs Renting
When purchasing a home, you are faced with a multitude of decisions! The primary one is whether you are actually prepared to purchase a home. Locating the perfect home is not always an easy task, and obtaining a mortgage loan can be a complex and tiring process. Although, once you have determined that you are ready to move forward with the required effort towards your home-purchasing goal, the rewards are unquestionable.
With every rent check, you are building equity in your landlord's property. Why pay your landlord's mortgage when you could be and should be building equity in a home of your own. Current mortgage rates are low enough that your house payment could actually be lower than your rent payment! Further, over the long term, investing in your own home has the potential to save you hundreds of thousands of dollars over the course of your mortgage.
We will make the process of purchasing a home easier, more enjoyable, less time-consuming, and less expensive than if you undertook this challenge on your own. Natasha will help you prepare so that sellers perceive you as a preferred buyer, help you locate and assess properties for sale that match your specifications, and help you through the myriad of details attending the actual purchase.
We are always familiar with the current homes on the market, and we know the neighborhood values. We will help you determine which properties are fairly-priced and in good condition and will work with you to find the right potential homes for you to consider.
Your First Step
Your first step to buying a home is to first ask yourself why you want to buy a home: to stop paying rent? To start building equity? To have a place of your own? To raise a family? How about ALL OF THE ABOVE!!
Give us a call at 403-399-0809 to assist you in creating a list of the type of home you would like and where you would like to be. Be specific. Separate the "must haves" from the "want to haves."
Think of yourself as zeroing in on a target, going from the general to the specific. Consider area (city, suburban neighborhood, country); community (north, south, east, or west side); neighborhood (older and settled or sparkling new; a particular school zone; recreational facilities; and other community services such as transportation, day care, library, stores, entertainment). Ask yourself how many minutes you are willing to commute to work.
Once we have determined your needs, the next step is to work towards obtain financing for your new home.
Your Next Step: Loan Pre-Qualification
Once you have addressed the above needs, your next step in the purchasing process is to get pre-qualified with a mortgage company. This can be done in person, over the phone or even online in a matter of minutes.
You will be introduced to our mortgage specialist who will take you carefully through your financing pre-qualification to determine exactly what you can comfortably afford and work towards obtaining that financing from the financial institution that provides you the best solution.
We work with the most reputable financial institutions and have a track record for successfully acquiring loan approval for our clients.
We'll Find The Right Homes For You
Once you've been pre-qualified and know what price range you want to stay in, we will help you determine which properties fit your needs by using the (MLS®) Multiple Listing Service system. After screening the homes that best suit your needs, we will arrange a house hunting tour and take you to all the potential possible homes to view each one and help you make a determination as to what home is best for you.
We provide the best possible resources and communication systems available today to help you locate the homes on the market that match your specifications. We can set you up to receive daily updates on the latest homes which meet your specifications the moment they are placed on the market, and you also have full access to the MLS® system directly on this website should you wish to search for your new home at your leisure.
Natasha Will Be At Your Side
With Every Step
We will help you complete your financing and inspections, and close on the transaction. Our top priority is to make sure that your home buying experience is pleasant, cost-efficient, and successful, so sit back, relax and enjoy the process!